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Designed for ACA Marketplace access. Employees may be eligible for premium tax credits depending on individual circumstances, as determined by the Marketplace.

A Modern Way to Support Worker Access to Individual Health CoverageWithout the Headache

TMH Group is a broker-enabled access and coordination platform that helps you offer employers a structured way to connect workers with a designated licensed enrollment partner for ACA Marketplace assistance. TMH Group does not sell insurance, provide plan recommendations, enroll workers, or handle premiums.

Separated roles by design so brokers are not pulled into enrollment or premium administration.

Built for Brokers and General Agencies

If you service employer groups but want a cleaner way to support workers who may prefer individual health coverage options, TMH Group helps you add a structured access path without turning your agency into an enrollment desk.

Keep the employer relationship and servicing role
Avoid employee plan recommendations and enrollment responsibilities
Avoid premium handling, transmission, or custody
Create predictable platform access revenue that is separate from carrier commissions
Create opportunity for non-benefit eligible employees

A Clean Model That Employers Understand

Employers want a simple access & coordination solution. Brokers want a model that protects licensing boundaries, reduces operational burden, and scales without adding headcount.

Clear roles

Clear fee basis

Clear employee ownership of coverage

Separated Roles by Design

The platform works because responsibilities stay separated.

TMH Group (Platform)

Employer onboarding, class configuration, company-code routing, and coordination. TMH Group does not discuss plans, determine eligibility, enroll employees, or handle premiums.

Broker/GA

Services the employer relationship and onboards the employer to TMH Group. Brokers and GAs do not provide plan recommendations, do not enroll employees, and do not operate enrollment teams for this platform.

Designated Licensed Enrollment Partner

Provides employee education, plan comparison support, recommendations, and enrollment services. Enrollment and plan recommendations are performed only by this licensed partner.

Designated Administrator

Handles premium administration functions where applicable and provides administrative participation reporting outside of TMH Group.

Enrollment and plan recommendations are performed only by the designated licensed enrollment partner. TMH Group and brokers do not perform enrollment activities.

Broker FAQs

Ready to Add a Cleaner Access Model for Your Employer Groups?

Partner with TMH Group to offer a structured access & coordination platform that keeps enrollment, plan recommendations, and premium handling outside your agency.

Quick ResponseNo ObligationBroker-Friendly Model

Important Disclosure

TMH Group is a platform access and coordination provider. TMH Group does not sell insurance, make plan recommendations, perform enrollment, or handle premiums. Coverage is employee-owned. Marketplace eligibility and any premium tax credit determination are made by the Marketplace and may vary by individual and state.