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πŸ’ΌA Smarter Way to Support Every Worker🌟

TMH Group helps employers provide access to ACA Marketplace assistance for full-time, part-time, seasonal, variable-hour, and 1099 workers.

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πŸš€Expanding Benefits Access

Extend coverage navigation and support to every class of worker at a fraction of the cost of sponsoring a traditional group health plan.

TMH Group gives your organization a consistent, employer arranged workforce support program that fills gaps left by traditional group health insurance without operating as a group health plan.

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πŸ’°How Workers Save

Structured to help support potential ACA subsidy eligibility depending on income, household size, and Marketplace rules. TMH Group does not determine subsidy eligibility or plan pricing.

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Traditional Group Plan

Employer Cost
Fixed monthly contribution
Eligibility
Full-time only
Worker Premiums
Fixed group rates
Flexibility
Limited choices
Administration
High burden
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TMH Group Program

Employer Cost
Workforce Support Access Fee per eligible worker
Eligibility
Eligibility based on employer defined classes including full-time, part-time, seasonal, variable-hour, and 1099 workers.
Worker Premiums
May qualify for ACA subsidies
Flexibility
Individual plans
Administration
Minimal. Employers define worker classes while TMH Group coordinates access and licensed professionals provide support. TMH Group does not administer insurance plans or provide insurance advice.
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Compliance Note:

May help workers preserve potential ACA subsidy eligibility depending on income and household size.

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πŸ†Why Employers Choose TMH Group

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Mixed Workforces

Works for W-2 and 1099 workers

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Structured to help workers preserve potential ACA subsidy eligibility

Depends on income, household size, and Marketplace rules. TMH Group does not determine subsidy eligibility.

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Compliance Friendly

Designed as a workforce support program, not a traditional health plan. Employers should consult their legal advisors.

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Optional Support

Employers may choose to provide separate taxable stipends as general compensation, independent of TMH Group participation.

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Unified Experience

Provides consistent workforce support without creating a group health plan. Workers enroll in individual coverage through licensed professionals.

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🎯Common Use Cases

TMH Group is ideal for:

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Employers of any size

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Organizations with full-time, part-time, seasonal, variable-hour, and 1099 workers

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Staffing firms, franchises, retail, hospitality, service-based industries

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Employers supplementing existing group plans

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Employers seeking compliant workforce support solutions

πŸ’¬Compliance focused Licensed program Workforce Support Access Fee appliesπŸš€

Compliance focused Licensed program