πΌA Smarter Way to Support Every Workerπ
TMH Group helps employers provide access to ACA Marketplace assistance for full-time, part-time, seasonal, variable-hour, and 1099 workers.
πExpanding Benefits Access
Extend coverage navigation and support to every class of worker at a fraction of the cost of sponsoring a traditional group health plan.
TMH Group gives your organization a consistent, employer arranged workforce support program that fills gaps left by traditional group health insurance without operating as a group health plan.
π°How Workers Save
Structured to help support potential ACA subsidy eligibility depending on income, household size, and Marketplace rules. TMH Group does not determine subsidy eligibility or plan pricing.
Traditional Group Plan
TMH Group Program
Compliance Note:
May help workers preserve potential ACA subsidy eligibility depending on income and household size.
πWhy Employers Choose TMH Group
Mixed Workforces
Works for W-2 and 1099 workers
Structured to help workers preserve potential ACA subsidy eligibility
Depends on income, household size, and Marketplace rules. TMH Group does not determine subsidy eligibility.
Compliance Friendly
Designed as a workforce support program, not a traditional health plan. Employers should consult their legal advisors.
Optional Support
Employers may choose to provide separate taxable stipends as general compensation, independent of TMH Group participation.
Unified Experience
Provides consistent workforce support without creating a group health plan. Workers enroll in individual coverage through licensed professionals.
π―Common Use Cases
TMH Group is ideal for:
Employers of any size
Organizations with full-time, part-time, seasonal, variable-hour, and 1099 workers
Staffing firms, franchises, retail, hospitality, service-based industries
Employers supplementing existing group plans
Employers seeking compliant workforce support solutions
π¬Compliance focused Licensed program Workforce Support Access Fee appliesπ
Compliance focused Licensed program